Online shopping and online transactions is an everyday thing for us nowadays. Right from appliances, clothes, to even grocery, we buy a lot of things online on a daily basis. And it is no stranger fact for people that online thefts and fraudulent transactions occur quite frequently. This is why; you need to know the basics of secure online transaction so that you can save yourself from being a victim to such occurrences. Here are some tips that you can follow for a secure online transaction.
Once you complete your transaction, make sure you log out of the website and the website does not retain your private bank details and credit card related details. When you set answers for security questions, make sure you don’t use the real information.
The password that you set should be really hard to figure out. For the same reason, you should make use of upper case, lower case, numbers, and even symbols. It is better if you don’t use the same password and user id over and over for all online accounts. Once in about 3 months, you should make it a point to change your password.
Internet connection vs. Wi-Fi
When it comes to making payments and shopping online, the safest place would only be using your own secure internet connection. Don’t use public or open Wi-Fi for the same. Also, many sites have this option called ‘one click payment’ or ‘easy payment’. Stay away from that option since that might give rise to an online fraud. Make sure you update your browser to the latest version, since they have better privacy and protection policies.
Secure shopping websites
When you shop at websites, make sure the payment services that you use are secure. Third party services for payment, like paypal are reputed and take proper fraud proof measures and are worth trusting. When you visit a website, make sure it is https and not just http. The ‘s’ in https signifies that the website is ‘secure’.
There are apps and programs that you can run on your computer to make it more secure. Always use good virus scanning software on your computer. Also, download extensions that block ads and keep spyware detection software or programs. Update all these programs and software from time to time.
Protect your personal information
Not displaying your personal information, like date of birth etc. on sites like Facebook is the best measure you can take from your end. Any information that is up on social media platforms can be stolen and used for fraud and theft.
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